Tom Harbert

As Colorado Springs and the Front Range continue to grow, our experienced team is here to help protect what matters most—your family, your home, your business, and your future. Whether you're navigating a state-to-state move, need help reviewing coverage, or want to plan for what’s ahead, we’re here with personalized service and a friendly, local touch.

With over 50 years of experience as a State Farm Agent, I’ve had the honor of helping generations of customers in Colorado Springs, Monument, Black Forest, Falcon, Peyton, and the surrounding areas. As a long-time Monument resident, I understand the unique needs of our mountain and foothill communities—and my team and I are committed to delivering coverage you can rely on.

We offer a full range of insurance products, including Auto, Home, Renters, Condo, Life, Health, Pet, and Business Insurance. We're especially skilled in assisting with state-to-state transfers and welcoming new families relocating to El Paso County. Whether you're moving from out of state or just down the road, we’ll help you settle in with coverage that fits your life.

I’m proud to be a Crystal Excellence Qualifier and have dedicated my career to building lasting relationships through honesty, care, and top-tier service.

Stop by our office or give us a call—our licensed team, including a notary public, is here to support your insurance and financial needs. Let’s protect what matters most—together.

Frequently Asked Questions (FAQs)

Q: How do I get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Serving Colorado Springs and the surrounding area, Tom can help answer your questions.

Q: How soon can I get insured for my car?

A: Car insurance coverage can often start the same day, depending on your situation. Have questions? Tom in Colorado Springs can walk you through your options.

Q: What are the insurance requirements on a leased car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Tom works with Colorado Springs residents to find coverage that fits.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Connect with Tom for insurance guidance in Colorado Springs.

Q: What exactly is renters insurance and how does it work?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. In Colorado Springs, you can count on Tom for personalized service.

Q: What should I know about life insurance?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. Tom serves Colorado Springs, CO and is happy to help with your insurance needs.